Mexico Insurance provides a customer with liability and asset protection necessary to be in compliance with Mexican law while visiting Mexico. Mexican law requires this insurance to drive into Mexico. Mexico insurance can only be purchased at the rental counter and not online. Mexico insurance is offered at all locations in Arizona, California, New Mexico and Texas for the Hertz, Dollar and Thrifty brands.
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FAQs
1. Why am I required to purchase it?
Mexican border patrol requires a renter to be covered under a Mexico insurance policy in order to enter Mexico as it provides the renter/occupants and vehicle with legal compliance upon crossing the border.
2. What does the insurance cover?*
- Liability for injury and/or damages to third parties
- Collision and comprehensive coverage for the rental vehicle
- Theft of rental vehicle
- Medical expenses for vehicle occupants
3. Where is Mexico insurance available?
Mexico insurance is offered at all locations/all brands in the following states: Arizona, California, New Mexico and Texas.
4. What is a Temporary Vehicle Import Permit (TIP)?
A Temporary Vehicle Import Permit (TIP) is a permit that allows non-Mexican citizens to take a vehicle across the border into Mexico from other countries. It is required for areas outside the free or border zone. The free or border zone is the area between 20 and 26 km (12 to 16 miles) from the U.S.-Mexico border. A TIP can be obtained through Mexico’s national bank, Banjercito.**
Required documents:
It is recommended that customers carry three copies of each of the following documents:
- Passport
- Driver’s license issued outside of Mexico
*Coverage limits:
- Collision: $300 deductible
- Comprehensive deductible: $1,000
- Medical expense limit: $75,000
- Third party liability limit: $300,000 (combined single limit for injury and/or property damage)
**For current requirements and other information, visit www.banjercito.com.mx/registrovehiculos
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FAQs
The short answer is no. If you plan to take your own (or a rented or leased) car into Mexico, you need to purchase Mexican car insurance.
How much insurance do I need in Mexico? ›
Mexican law requires all drivers, including U.S. tourists who plan to drive in the country, to have liability coverage. The minimum requirements are: 100,000 Mexican pesos (around $5,000) for bodily injury and death liability coverage. 50,000 Mexican pesos (around $2,500) for property liability damage.
What insurance should I get when renting a car in Mexico? ›
Mexico Insurance provides a customer with liability and asset protection necessary to be in compliance with Mexican law while visiting Mexico. Mexican law requires this insurance to drive into Mexico. Mexico insurance can only be purchased at the rental counter and not online.
Can you decline CDW in Mexico? ›
Collision Damage Waiver (CDW) / Loss of Use
If your card covers it, you can DECLINE the coverage, even though they will often attempt to insist that you must have it. If they do, walk away.
What happens if you don't have insurance in Mexico? ›
If you'll be driving in Mexico, even for a short time, auto insurance is required by Mexican law, and you could end up in jail if you're involved in an accident and don't have it.
How much is Mexican insurance per day? ›
How Much is Mexican Car Insurance Per Day? The costs average between $2 and $40 a day. The cost depend on several factors including type of vehicle, length of stay and the type of coverage you choose. You can purchase a policy for a day, a month, or a year.
How much medical travel insurance is enough? ›
How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.
Do you need extra car insurance for Mexico? ›
Mexican law requires that any vehicle operating on federal roads carries third-party liability insurance to provide coverage for damage caused in an at-fault accident. As stated earlier in this page, your US insurance policy will not cover your vehicle while driving in Mexico.
How much does a rental car cost in Mexico? ›
Cheap car rentals in Mexico
| Economy | $5/day |
|---|
| Mini | $22/day |
| Premium | $41/day |
| Intermediate SUV | $6/day |
| Compact SUV | $11/day |
9 more rowsCar Rental Age Requirements in Mexico
Drivers under 25 may incur a young driver surcharge while a few suppliers harbor a maximum age limit of 75 on select vehicles. An international driver's license is recommended, but not required.
Since U.S. liability insurance is invalid in Mexico, you'll need proof of Mexico auto insurance for a road trip south of the border. AAA can help you get what's required through one of Mexico's largest and most reputable insurance companies.
What car insurance is mandatory in Mexico? ›
Liability car insurance in Mexico
You are required by Mexican law to have liability insurance. If you cause a car accident, this covers bodily injuries and property damage to others. You can typically choose a policy limit (up to a certain amount).
Is it safe to rent a car in Mexico? ›
For the most part, renting a car in Mexico is safe, and I have personally done it several times without a problem. It's a huge country with lots to see, and road trips are a popular method of tourism. It should go without saying but all travel has some inherent risk so proceed accordingly.
Should I get rental car insurance in Mexico? ›
If you are flying into Mexico and plan to rent a car, purchasing Mexican car rental insurance is one of the most proactive steps you can take to prepare for your trip to Mexico. Whether you are traveling for business or pleasure, you are required to have liability coverage for your rental car in Mexico.
What kind of insurance do I need in Mexico? ›
Key Takeaways: The Mexican Federal Liability Law requires that you have car insurance coverage at all times while driving in Mexico. A Mexican policy includes liability insurance with add-ons for physical damage coverage, legal assistance, roadside assistance and more.
How much is insurance to Mexico? ›
How Much Does Mexico Travel Insurance Cost?
| Company | Most Affordable Plan | Cost |
|---|
| Trawick | Safe Travels Protect | $85.85 |
| Generali | Standard | $144.97 |
| Travel Insured International | Worldwide Trip Protector | $141.00 |
| Allianz | Basic | $156.00 |
7 more rowsIt isn't compulsory to have travel insurance for a visit to Mexico, but it is advisable and can give you reassurance against the unexpected when you go.
What is the minimum car insurance in Mexico? ›
Mexico requires drivers to hold 100,000 Mexican pesos (around $5,800) for bodily injury and death liability coverage and 50,000 Mexican pesos (around $2,900) for property liability damage. If you're caught driving in Mexico without this minimum coverage, you may face a fine of at least $200.
Do I need to buy health insurance to travel to Mexico? ›
While you aren't legally required to have travel insurance as a visitor to Mexico, it can still be valuable protection for expensive nonrefundable trip costs. Secure. Fast. Free.
What is the average cost of health insurance in Mexico? ›
The Cost of Health Insurance in Mexico
For foreigners living in Mexico, the average cost of a comprehensive health insurance plan is $5,900 per year.
